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NY PIRP Defensive Driving Online Class

New York Defensive Driving Classes

New York Point & Insurance Reduction Program

NY PIRP IPIRP Online Course

New York Traffic Citations/Tickets

NY Auto Car Insurance Discount Course

NY 55 Alive Mature Driver Improvement Discount Class

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Defensive Driving for Traffic Violations

Age 55 and Over Mature Driving Improvement Insurance Discount

Under Age 55 Insurance Discount Course

New York State MMV Department of Motor Vehicles authorized


The New York PIRP (Point & Insurance Reduction Program) Defensive Driving Course is state approved and may be taken entirely online.  Defensive driving courses are completed by New York drivers who have received a police citation for a traffic violation, drivers who wish to obtain a quick and easy insurance discount or to remove points from their driving record.

New York drivers age 55 and over may take the mature driver improvement course for a senior citizen insurance discount.  Check with your insurance company or agent to learn more.  The senior driving course is designed as a refresher to update on New York state traffic laws.  Most drivers age 55 and up have been driving long before the smartphone era and highway traffic safety involving driving and texting were not around when the older drivers took their drivers license test.

The senior citizen PIRP or mature driver course is generally given highly positive remarks among those who have completed the course, and judged favorably by most major insurance companies.  The actual discount for drivers age 55 and older who have taken the course can vary. Generally the discount is 10%, but some companies provide as much as a 15% discount.  Contact your insurance agent of the insurance provider for additional information.

New York drivers under the age of 55 can also obtain an auto insurance discount with our under the age of 55 insurance discount defensive driving course, which is commonly known as the P.I.R.P. or Point and Insurance Reduction Program.   Check with your insurance company for more details.

Taxi cab  and limousine drivers are required by the city of New York TLC (Taxi and Limousine Commission) to take the state approved defensive driving course every three years.

New York Defensive Driving

    Accord
    Adams
    Adams Center
    Addison
    Afton
    Airmont
    Akron
    Albany
    Albertson
    Albion
    Alden
    Alexander
    Alexandria Bay
    Alfred
    Allegany
    Almond
    Altamont
    Altmar
    Altona
    Amagansett
    Amenia
    Ames
    Amityville
    Amsterdam
    Andes
    Andover
    Angelica
    Angola
    Angola on the Lake
    Antwerp
    Apalachin
    Aquebogue
    Arcade
    Ardsley
    Argyle
    Arkport
    Arlington
    Armonk
    Asharoken
    Athens
    Atlantic Beach
    Attica
    Au Sable Forks
    Auburn
    Aurora
    Averill Park
    Avoca
    Avon
    Babylon
    Bainbridge
    Baiting Hollow
    Baldwin
    Baldwin Harbor
    Baldwinsville
    Ballston Spa
    Balmville
    Bardonia
    Barker
    Barneveld
    Barnum Island
    Batavia
    Bath
    Baxter Estates
    Bay Park
    Bay Shore
    Bayport
    Bayville
    Baywood
    Beacon
    Beaver Dam Lake
    Bedford
    Bedford Hills
    Belfast
    Belle Terre
    Bellerose
    Bellerose Terrace
    Belleville
    Bellmore
    Bellport
    Belmont
    Bemus Point
    Bergen
    Bethpage
    Big Flats
    Billington Heights
    Binghamton
    Binghamton University
    Black River
    Blasdell
    Blauvelt
    Bliss
    Blodgett Mills
    Bloomfield
    Bloomingburg
    Bloomville
    Blue Point
    Bohemia
    Bolivar
    Bolton Landing
    Boonville
    Brasher Falls
    Breesport
    Brentwood
    Brewerton
    Brewster
    Brewster Hill
    Briarcliff Manor
    Bridgehampton
    Bridgeport
    Bridgewater
    Brighton
    Brightwaters
    Brinckerhoff
    Broadalbin
    Brockport
    Brocton
    Bronxville
    Brookhaven
    Brookville
    Brownville
    Brushton
    Buchanan
    Buffalo
    Burdett
    Burke
    Busti
    Byersville
    Cairo
    Calcium
    Caledonia
    Callicoon
    Calverton
    Cambridge
    Camden
    Camillus
    Campbell
    Canajoharie
    Canandaigua
    Canaseraga
    Canastota
    Candor
    Canisteo
    Canton
    Cape Vincent
    Carle Place
    Carmel Hamlet
    Caroga Lake
    Carthage
    Cassadaga
    Castile
    Castleton-on-Hudson
    Castorland
    Cato
    Catskill
    Cattaraugus
    Cayuga
    Cayuga Heights
    Cazenovia
    Cedarhurst
    Celoron
    Center Moriches
    Centereach
    Centerport
    Central Bridge
    Central Islip
    Central Square
    Centre Island
    Chadwicks
    Champlain
    Chappaqua
    Chateaugay
    Chatham
    Chaumont
    Chautauqua
    Chazy
    Cheektowaga
    Chenango Bridge
    Cherry Creek
    Cherry Valley
    Chester
    Chestertown
    Chestnut Ridge
    Chittenango
    Churchville
    Clarence
    Clarence Center
    Clark Mills
    Clarkson
    Claverack-Red Mills
    Clayton
    Clayville
    Cleveland
    Clifton Springs
    Clinton
    Clintondale
    Clyde
    Cobleskill
    Cohocton
    Cohoes
    Cold Brook
    Cold Spring
    Cold Spring Harbor
    Colonie
    Colton
    Commack
    Conesus Hamlet
    Conesus Lake
    Congers
    Constableville
    Constantia
    Coopers Plains
    Cooperstown
    Copake Lake
    Copenhagen
    Copiague
    Coram
    Corfu
    Corinth
    Corning
    Cornwall-on-Hudson
    Cortland
    Cortland West
    Country Knolls
    Cove Neck
    Coxsackie
    Cragsmoor
    Cranberry Lake
    Croghan
    Crompond
    Croton-on-Hudson
    Crown Heights
    Crugers
    Crystal Beach
    Cuba
    Cumberland Head
    Cumminsville
    Cutchogue
    Cuylerville
    Dalton
    Dannemora
    Dansville
    Davenport Center
    Deer Park
    Deferiet
    DeKalb Junction
    Delanson
    Delevan
    Delhi
    Depauville
    Depew
    Deposit
    Dering Harbor
    DeRuyter
    Dexter
    Dix Hills
    Dobbs Ferry
    Dolgeville
    Dover Plains
    Downsville
    Dresden
    Dryden
    Duane Lake
    Duanesburg
    Dundee
    Dunkirk
    Durhamville
    Earlville
    East Atlantic Beach
    East Aurora
    East Avon
    East Farmingdale
    East Garden City
    East Glenville
    East Greenbush
    East Hampton
    East Hampton North
    East Hills
    East Islip
    East Ithaca
    East Kingston
    East Marion
    East Massapequa
    East Meadow
    East Moriches
    East Nassau
    East Northport
    East Norwich
    East Patchogue
    East Quogue
    East Randolph
    East Rochester
    East Rockaway
    East Shoreham
    East Syracuse
    East Williston
    Eastchester
    Eastport
    Eatons Neck
    Eden
    Edmeston
    Eggertsville
    Elba
    Elbridge
    Elizabethtown
    Ellenville
    Ellicottville
    Ellisburg
    Elma Center
    Elmira
    Elmira Heights
    Elmont
    Elmsford
    Elwood
    Endicott
    Endwell
    Erin
    Esperance
    Evans Mills
    Fabius
    Fair Haven
    Fairmount
    Fairport
    Fairview
    Fairview CDP (Westchester County)
    Falconer
    Farmingdale
    Farmingville
    Farnham
    Fayetteville
    Felts Mills
    Fillmore
    Fire Island
    Firthcliffe
    Fishers Island
    Fishers Landing
    Fishkill
    Flanders
    Fleischmanns
    Floral Park
    Florida
    Flower Hill
    Fonda
    Forest Home
    Forestville
    Fort Ann
    Fort Covington Hamlet
    Fort Drum
    Fort Edward
    Fort Johnson
    Fort Montgomery
    Fort Plain
    Fort Salonga
    Fowlerville
    Frankfort
    Franklin
    Franklin Square
    Franklinville
    Fredonia
    Freedom Plains
    Freeport
    Freeville
    Frewsburg
    Friendship
    Fulton
    Fultonville
    Gainesville
    Galeville
    Galway
    Gang Mills
    Garden City
    Garden City Park
    Garden City South
    Gardiner
    Gardnertown
    Gasport
    Gates
    Geneseo
    Geneva
    Germantown
    Ghent
    Gilbertsville
    Gilgo
    Glasco
    Glen Aubrey
    Glen Cove
    Glen Head
    Glen Park
    Glens Falls
    Glens Falls North
    Glenwood Landing
    Gloversville
    Golden's Bridge
    Gordon Heights
    Gorham
    Goshen
    Gouverneur
    Gowanda
    Grand View-on-Hudson
    Grandyle Village
    Granville
    Great Bend
    Great Neck
    Great Neck Estates
    Great Neck Gardens
    Great Neck Plaza
    Great River
    Greece
    Green Island
    Greene
    Greenlawn
    Greenport
    Greenport West
    Greenvale
    Greenville
    Greenville CDP (Westchester County)
    Greenwich
    Greenwood Lake
    Greigsville
    Groton
    Groveland Station
    Guilford
    Hadley
    Hagaman
    Hailesboro
    Halesite
    Hall
    Hamburg
    Hamilton
    Hamlin
    Hammond
    Hammondsport
    Hampton Bays
    Hampton Manor
    Hancock
    Hannawa Falls
    Hannibal
    Harbor Hills
    Harbor Isle
    Harriman
    Harris Hill
    Harrison
    Harrisville
    Hartsdale
    Hartwick
    Hastings-on-Hudson
    Hauppauge
    Haverstraw
    Haviland
    Hawthorne
    Head of the Harbor
    Hemlock
    Hempstead
    Henderson
    Heritage Hills
    Herkimer
    Hermon
    Herricks
    Herrings
    Heuvelton
    Hewlett
    Hewlett Bay Park
    Hewlett Harbor
    Hewlett Neck
    Hicksville
    High Falls
    Highland
    Highland Falls
    Hillburn
    Hillcrest
    Hillside
    Hillside Lake
    Hilton
    Hobart
    Holbrook
    Holland
    Holland Patent
    Holley
    Holtsville
    Homer
    Honeoye
    Honeoye Falls
    Hoosick Falls
    Hopewell Junction
    Hornell
    Horseheads
    Horseheads North
    Hortonville
    Houghton
    Hudson
    Hudson Falls
    Hunt
    Hunter
    Huntington
    Huntington Bay
    Huntington Station
    Hurley
    Hyde Park
    Ilion
    Interlaken
    Inwood
    Irondequoit
    Irvington
    Island Park
    Islandia
    Islip
    Islip Terrace
    Ithaca
    Jamesport
    Jamestown
    Jamestown West
    Jefferson Heights
    Jefferson Valley-Yorktown
    Jeffersonville
    Jericho
    Johnson City
    Johnstown
    Jordan
    Kaser
    Katonah
    Keeseville
    Kenmore
    Kennedy
    Kensington
    Kerhonkson
    Keuka Park
    Kinderhook
    Kings Park
    Kings Point
    Kingston
    Kiryas Joel
    Kysorville
    La Fargeville
    Lackawanna
    Lacona
    Lake Carmel
    Lake Erie Beach
    Lake George
    Lake Grove
    Lake Katrine
    Lake Luzerne
    Lake Mohegan
    Lake Placid
    Lake Ronkonkoma
    Lake Success
    Lakeland
    Lakeview
    Lakeville
    Lakewood
    Lancaster
    Lansing
    Larchmont
    Lattingtown
    Laurel
    Laurel Hollow
    Laurens
    Lawrence
    Le Roy
    Leeds
    Leicester
    Levittown
    Lewiston
    Liberty
    Lido Beach
    Lima
    Lime Lake
    Limestone
    Lincoln Park
    Lincolndale
    Lindenhurst
    Linwood
    Lisle
    Little Falls
    Little Valley
    Liverpool
    Livingston Manor
    Livonia
    Livonia Center
    Lloyd Harbor
    Loch Sheldrake
    Lockport
    Locust Valley
    Lodi
    Long Beach
    Long Lake
    Lorenz Park
    Lorraine
    Lowville
    Lynbrook
    Lyncourt
    Lyndonville
    Lyon Mountain
    Lyons
    Lyons Falls
    Macedon
    Machias
    Madison
    Madrid
    Mahopac
    Malden-on-Hudson
    Malone
    Malverne
    Malverne Park Oaks
    Mamaroneck
    Manchester
    Manhasset
    Manhasset Hills
    Manlius
    Mannsville
    Manorhaven
    Manorville
    Marathon
    Marcellus
    Margaretville
    Mariaville Lake
    Marion
    Marlboro
    Massapequa
    Massapequa Park
    Massena
    Mastic
    Mastic Beach
    Matinecock
    Mattituck
    Mattydale
    Maybrook
    Mayfield
    Mayville
    McGraw
    Mechanicstown
    Mechanicville
    Medford
    Medina
    Melrose Park
    Melville
    Menands
    Meridian
    Merrick
    Merritt Park
    Mexico
    Middle Island
    Middleburgh
    Middleport
    Middletown
    Middleville
    Milford
    Mill Neck
    Millbrook
    Miller Place
    Millerton
    Millport
    Milton
    Milton CDP (Ulster County)
    Mineola
    Minetto
    Mineville
    Minoa
    Mohawk
    Monroe
    Monsey
    Montauk
    Montebello
    Montgomery
    Monticello
    Montour Falls
    Montrose
    Mooers
    Moravia
    Moriches
    Morris
    Morrisonville
    Morristown
    Morrisville
    Mount Ivy
    Mount Kisco
    Mount Morris
    Mount Sinai
    Mount Vernon
    Mountain Lodge Park
    Munnsville
    Munsey Park
    Munsons Corners
    Muttontown
    Myers Corner
    Nanuet
    Napanoch
    Napeague
    Naples
    Narrowsburg
    Nassau
    Natural Bridge
    Nedrow
    Nelliston
    Nelsonville
    Nesconset
    New Berlin
    New Cassel
    New City
    New Hartford
    New Hempstead
    New Hyde Park
    New Paltz
    New Rochelle
    New Square
    New Suffolk
    New Windsor
    New York
    New York Mills
    Newark
    Newark Valley
    Newburgh
    Newfane
    Newfield Hamlet
    Newport
    Niagara Falls
    Nichols
    Niskayuna
    Nissequogue
    Niverville
    Norfolk
    North Amityville
    North Babylon
    North Ballston Spa
    North Bay Shore
    North Bellmore
    North Bellport
    North Boston
    North Collins
    North Creek
    North Gates
    North Great River
    North Haven
    North Hills
    North Hornell
    North Lindenhurst
    North Lynbrook
    North Massapequa
    North Merrick
    North New Hyde Park
    North Patchogue
    North Rose
    North Sea
    North Syracuse
    North Tonawanda
    North Valley Stream
    North Wantagh
    Northampton
    Northeast Ithaca
    Northport
    Northville
    Northville CDP
    Northwest Harbor
    Northwest Ithaca
    Norwich
    Norwood
    Noyack
    Nunda
    Nyack
    Oak Beach-Captree
    Oakdale
    Oakfield
    Ocean Beach
    Oceanside
    Odessa
    Ogdensburg
    Olcott
    Old Bethpage
    Old Brookville
    Old Field
    Old Forge
    Old Westbury
    Olean
    Oneida
    Oneida Castle
    Oneonta
    Ontario
    Orange Lake
    Orangeburg
    Orchard Park
    Orient
    Oriskany
    Oriskany Falls
    Ossining
    Oswego
    Otego
    Otisville
    Ovid
    Owego
    Oxbow
    Oxford
    Oyster Bay
    Oyster Bay Cove
    Painted Post
    Palatine Bridge
    Palenville
    Palmyra
    Pamelia Center
    Panama
    Parc
    Parish
    Parishville
    Patchogue
    Paul Smiths
    Pavilion
    Pawling
    Peach Lake
    Pearl River
    Peconic
    Peekskill
    Pelham
    Pelham Manor
    Penn Yan
    Perry
    Perrysburg
    Peru
    Phelps
    Philadelphia
    Philmont
    Phoenicia
    Phoenix
    Piermont
    Pierrepont Manor
    Piffard
    Pike
    Pine Bush
    Pine Hill
    Pine Plains
    Pine Valley
    Pittsford
    Plainedge
    Plainview
    Plandome
    Plandome Heights
    Plandome Manor
    Plattekill
    Plattsburgh
    Plattsburgh West
    Pleasant Valley
    Pleasantville
    Plessis
    Poestenkill
    Point Lookout
    Poland
    Pomona
    Poquott
    Port Byron
    Port Chester
    Port Dickinson
    Port Ewen
    Port Gibson
    Port Henry
    Port Jefferson
    Port Jefferson Station
    Port Jervis
    Port Leyden
    Port Washington
    Port Washington North
    Portville
    Potsdam
    Pottersville
    Poughkeepsie
    Prattsburgh
    Prattsville
    Preston-Potter Hollow
    Prospect
    Pulaski
    Pultneyville
    Putnam Lake
    Quiogue
    Quogue
    Ransomville
    Rapids
    Ravena
    Red Creek
    Red Hook
    Red Oaks Mill
    Redford
    Redwood
    Remsen
    Remsenburg-Speonk
    Rensselaer
    Rensselaer Falls
    Retsof
    Rhinebeck
    Rhinecliff
    Richburg
    Richfield Springs
    Richmondville
    Richville
    Ridge
    Rifton
    Ripley
    Riverhead
    Riverside
    Riverside CDP
    Rochester
    Rock Hill
    Rockville Centre
    Rocky Point
    Rodman
    Rome
    Romulus
    Ronkonkoma
    Roosevelt
    Roscoe
    Rosendale Hamlet
    Roslyn
    Roslyn Estates
    Roslyn Harbor
    Roslyn Heights
    Rotterdam
    Round Lake
    Rouses Point
    Rushford
    Rushville
    Russell Gardens
    Rye
    Rye Brook
    Sackets Harbor
    Saddle Rock
    Saddle Rock Estates
    Sag Harbor
    Sagaponack
    Salamanca
    Salem
    Salisbury
    Salisbury Mills
    Salt Point
    Saltaire
    Sanborn
    Sand Ridge
    Sands Point
    Sandy Creek
    Saranac Lake
    Saratoga Springs
    Saugerties
    Saugerties South
    Savannah
    Savona
    Sayville
    Scarsdale
    Schaghticoke
    Schenectady
    Schenevus
    Schoharie
    Schroon Lake
    Schuylerville
    Scio
    Scotchtown
    Scotia
    Scotts Corners
    Scottsburg
    Scottsville
    Sea Cliff
    Seaford
    Searingtown
    Selden
    Seneca Falls
    Seneca Knolls
    Setauket-East Setauket
    Sharon Springs
    Shelter Island
    Shelter Island Heights
    Shenorock
    Sherburne
    Sherman
    Sherrill
    Shinnecock Hills
    Shirley
    Shokan
    Shoreham
    Shortsville
    Shrub Oak
    Sidney
    Silver Creek
    Silver Springs
    Sinclairville
    Skaneateles
    Sleepy Hollow
    Sloan
    Sloatsburg
    Smallwood
    Smithtown
    Smithville Flats
    Smyrna
    Sodus
    Sodus Point
    Solvay
    Sound Beach
    South Blooming Grove
    South Corning
    South Dayton
    South Fallsburg
    South Farmingdale
    South Floral Park
    South Glens Falls
    South Hempstead
    South Hill
    South Huntington
    South Lima
    South Lockport
    South Nyack
    South Valley Stream
    Southampton
    Southold
    Southport
    Spackenkill
    Sparkill
    Speculator
    Spencer
    Spencerport
    Spring Valley
    Springs
    Springville
    Springwater Hamlet
    St. Bonaventure
    St. James
    St. Johnsville
    St. Regis Falls
    Staatsburg
    Stamford
    Stannards
    Star Lake
    Stewart Manor
    Stillwater
    Stone Ridge
    Stony Brook
    Stony Brook University
    Stony Point
    Stottville
    Strykersville
    Suffern
    Sunset Bay
    SUNY Oswego
    Sylvan Beach
    Syosset
    Syracuse
    Tannersville
    Tappan
    Tarrytown
    Terryville
    Theresa
    Thiells
    Thomaston
    Thornwood
    Thousand Island Park
    Three Mile Bay
    Ticonderoga
    Tillson
    Titusville
    Tivoli
    Tonawanda
    Tonawanda CDP
    Town Line
    Tribes Hill
    Troy
    Trumansburg
    Tuckahoe
    Tuckahoe village
    Tully
    Tupper Lake
    Turin
    Tuscarora
    Tuxedo Park
    Unadilla
    Union Springs
    Uniondale
    Unionville
    University at Buffalo
    University Gardens
    Upper Brookville
    Upper Nyack
    Utica
    Vails Gate
    Valatie
    Valhalla
    Valley Cottage
    Valley Falls
    Valley Stream
    Van Etten
    Vernon
    Verona
    Verplanck
    Victor
    Victory
    Village Green
    Village of the Branch
    Viola
    Voorheesville
    Waddington
    Wading River
    Wadsworth
    Wainscott
    Walden
    Walker Valley
    Wallkill
    Walton
    Walton Park
    Wampsville
    Wanakah
    Wantagh
    Wappingers Falls
    Warrensburg
    Warsaw
    Warwick
    Washington Heights
    Washington Mills
    Washingtonville
    Watchtower
    Water Mill
    Waterford
    Waterloo
    Watertown
    Waterville
    Watervliet
    Watkins Glen
    Waverly
    Wayland
    Webster
    Websters Crossing
    Weedsport
    Wellsburg
    Wellsville
    Wesley Hills
    West Babylon
    West Bay Shore
    West Carthage
    West Chazy
    West Elmira
    West End
    West Glens Falls
    West Hampton Dunes
    West Haverstraw
    West Hempstead
    West Hills
    West Hurley
    West Islip
    West Nyack
    West Point
    West Sand Lake
    West Sayville
    West Seneca
    West Valley
    West Winfield
    Westbury
    Westfield
    Westhampton
    Westhampton Beach
    Westmere
    Westmoreland
    Weston Mills
    Westport
    Westvale
    Wheatley Heights
    White Plains
    Whitehall
    Whitesboro
    Whitney Point
    Williamson
    Williamsville
    Williston Park
    Willsboro
    Wilmington
    Wilson
    Windham
    Windsor
    Winthrop
    Witherbee
    Wolcott
    Woodbury
    Woodbury village
    Woodmere
    Woodridge
    Woodsburgh
    Woodstock
    Woodsville
    Worcester
    Wurtsboro
    Wyandanch
    Wynantskill
    Wyoming
    Yaphank
    Yonkers
    York Hamlet
    Yorkshire
    Yorktown Heights
    Yorkville
    Youngstown
    Zena


Reduce points and insurance rate

The Point and Insurance Reduction Program (PIRP)

PIRP is also known as the Defensive Driving Course or Motor Vehicle Accident Prevention Course. It is a comprehensive driver safety course which provides knowledge and techniques for safe and lawful driving.  Private companies and organizations all over the state offer the course.  To be approved by DMV, courses must meet strict standards for the type of information presented and program effectiveness.

What are the benefits of taking a Defensive Driving/Accident Prevention course?

Completing an approved course will
  • refresh your driving knowledge
  • help to prevent you from losing your license in the event you accrued 11 or more points on your driving record
    • 4 points are 'subtracted' for the purposes of calculating a suspension if you have 11 or more points
    • the tickets/points do not physically come off your driving record
    • learn about the New York State point system
  • reduce the base rate of your auto and motorcycle insurance premiums 10% each year for three years
 Completing a course does not
  • prevent a mandatory suspension or revocation
  • eliminate your responsibility to pay a driver responsibility assessment
  • give you a way to reduce future driver violation points

How can I find a course?

You can take a course in a classroom, online or through other delivery methods such as DVD or digital cable.    

 
How long is a classroom course?

The classroom course is 320 minutes long. It is presented in one or more sessions. The course must include essential information about traffic safety. It must cover these and other topics: driver attitude and behavior, defensive driving techniques, and the Vehicle & Traffic Law.  No formal testing is required to complete the course. 

How much does the course cost?

The fees vary for each provider.  Contact the provider directly to find out the fee. 
The Fastest, Easiest Online Driving Course!

  • 10% NY insurance reduction
  • Remove up to 4 points
  • Approved by the New York DMV
  • No final exam